Just like people, pets also need insurance to prevent unexpected incidents from happening. There are many companies that offer pet insurance, including Health Paws. With Healthy Paws coverage, pet owners are covered for accidents, illness, cancer, urgent care, genetic conditions, dental care and respite care, like acupuncture and chiropractic. Today’s article will dive into the analysis of Healthy Paws pet insurance.
Contents
What are Healthy Paws pet insurance?
Healthy Paws Pet Insurance & Insurance was co-founded by Steve Siadek and Rob Jackson in 2009. The co-founders founded Healthy Paws after realizing that pet parents needed help to address the financial impact of veterinary care. Healthy Paws is a company that offers accident and illness insurance with no annual or lifetime limits. In addition to its pet health insurance business, Healthy Paws also runs a nonprofit fund to help homeless pets. Additionally, it helps organizations that rescue animals and care for their illnesses and injuries.
Healthy Paws pet insurance features
Healthy Paws Pet Insurance offers a single plan that provides coverage comparable to other pet health insurance policies. Premiums and fees may vary depending on the number and type of pets covered, the age of the pet, and the location of the pet’s parents. There is no choice for a health plan at Healthy Paws. Instead, the company only offers an accident and illness insurance plan that saves customers up to 90% on vet bills.
Healthy Paws covers most veterinary costs associated with hip dysplasia, but only for pets under six years of age at the time of registration and only after a waiting period. The company also makes it clear that it will not cover illnesses or injuries that occur within the first 15 days after the pet policy goes into effect. Healthy Paws does not have any breed-specific exclusions for any condition. However, like all pet insurance companies, Healthy Paws does not offer coverage for pre-existing medical conditions.
Healthy Paws’ comprehensive coverage includes treatment for new accidents and illnesses, along with genetic and congenital diseases (after a waiting period) and chronic conditions. The plan covers cancer, diagnostic treatment, and surgery. Pet owners who purchase Healthy Paws will be reimbursed for some hospital stays, medications, emergency care, and intensive care.
Pros
- There is no claim form as the vet bill is sent via the mobile app or website.
- Offer a single package for all customers, making things simple.
- There is no limit on claim reimbursements
- The process is relatively simple. You don’t need to fill out a form and you can make a request using your smartphone.
Cons
- Pet insurance for dogs and cats only
- For pets registered before age six, there is a 12-month waiting period for hip dysplasia
- Does not provide healthcare options
- Offers limited customization options compared to other providers.
- For 15 days after your policy goes into effect, you won’t get coverage for any accidents and illnesses.
- There are some insurance restrictions for pets over the age of 6
Cost
The cost of Healthy Paws Pet Insurance will vary, depending on several factors:
- Pet’s age
- Alike
- Pet type (cat or dog)
For example, if you have a 1-year-old female crossbreed that weighs 50 to 90 pounds with a 90% return rate and an annual deductible of $500, you’ll pay $44.37 per month. For a male shorthair cat under 1-year-old with a similar policy, the cost will be $16.54 per month.
Customer Service
You can get quick quotes and buy contracts on the Healthy Paws website. Once you’re a policyholder, you can use the online portal to submit and track claims, make policy changes, and update your payment information. They also have a mobile app with the same features as the website but it may not work well for all users.
If you have any dissatisfaction, you can submit a complaint online through the mobile app or by email. The company says most claims are processed within two days, although some take 10 days or longer. Direct deposit or a check may be used to compensate you. Healthy Paws can pay your veterinarian directly if they agree to. Additionally, you can get in touch with customer service by dialing 855-898-8991 from Monday through Saturday or using the contact form on the website.
Is Healthy Paws pet insurance worth buying?
If you have a pet that is relatively young and healthy and you just want accident and illness insurance, Healthy Paws could be a good choice for you. This package is suitable for small animals and you will get more lasting value from your package if you register your pet when they are young. You may even be able to get coverage for some alternative treatments and therapies.
You can add a health plan from another provider to your Healthy Paws plan if you desire one. If you want to get insurance for an older pet, you may want to look elsewhere. Healthy Paws places some significant limitations on coverage for pets over the age of six. Most of the customer reviews for Healthy Paws are positive, especially due to the company’s quick and simple claim process.
Conclusion
To sum up, this article introduced you to a fairly common and safe type of pet insurance: Healthy Paws pet insurance. We’ve analyzed the basic features, pros and cons, pricing, and customer service. Hopefully, with the information we have provided, you will have a more comprehensive view of this insurance package and decide to choose the right package for your pet.
Conclusion: So above is the Healthy Paws Pet Insurance- Most Suitable Choice For Your Pet article. Hopefully with this article you can help you in life, always follow and read our good articles on the website: Pet.animalworlds.vn
